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Skip driving and long lines in the store.

Fast Approval:

Online approvals processed in less than 1 hour.

Bad Credit Ok:

Many payday loan lenders give loans to people with bad credit.

Cash in Your Account:

Lenders can deposit money directly to your bank account.

Instant Approval Payday Loans Online Direct Lenders

1800paydayloansonline.com offers payday loans online with fast services. We offer short- term loans. You can borrow $100 – $1,000 from us and money will electronically be transferred into your bank account. You just fill out the two-step application form then our customer services will call you back. It is very easy.!

How it work?

With instant payday loans, you no more need to make useless phone calls and faxes. Just fill up the online form with your specific requirements (amount of loan required and the time period) and apply for a loan online. You will get instant approval within hours and the amount will be credited to your bank account. To be eligible for an instant loan, you should follow some basic perquisites such as:

  • Be at least 18 years of age
  • Be a US citizen
  • Earn at least 1000 dollars per month
  • Have a Social Security Number

Representative APR 391%

Let’s say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don’t pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.

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